Student Support

Financial Aid Services

Financial Aid Services for Current Students

Federal School Code: 002883
NYS Residents Tuition Assistant Program (TAP) Code: 1022

Important information:

  • Please Note: 1098-T Forms are available on BannerWeb.
  • All students who are New York State residents need to apply for TAP. Although included on your financial aid award package you must complete the NYS TAP application at www.tap.hesc.ny.gov/totw/
  • NYS Get on Your Feet Loan Forgiveness Program application is now available. Please click here for more information.
  • Maximum eligibility period to receive Direct Subsidized Loans - Learn more
  • Increased origination fee on Federal Direct Loans originated after Oct. 1, 2015 - Learn more
  • Undergraduate borrowers will begin accruing interest on new loans during the six month grace period.  The Consolidated Appropriations Act of 2012 initiated Federal Direct Subsidized Loans interest rate to begin accruing during the six-month grace period for all loans originated after July 1, 2012.
  • Student Financial Services code of conduct and policy

Learn more about:

How To Apply

While it is important to consider the exceptional value of continuing your education at Utica College, it is also necessary for many prospective students to consider the cost.

We firmly believe that a lack of financial resources should never be an obstacle to the pursuit of higher learning. That is why Utica College is committed to providing greater educational opportunity through financial aid in a variety of forms.

Your application

When you apply for financial aid at UC, your request is treated with fairness and confidentiality. A counselor from our Office of Student Financial Services will work closely with you to help you take full advantage of the resources available to you through:

  • Direct aid from Utica College
  • Federal and state grants
  • Scholarships
  • Student employment opportunities
  • Student loans

Scholarships, grants, and awards

UC offers access to a broad range of scholarships, including direct aid from the College, endowed grants, and annual awards. Eligibility is determined on the basis of your financial aid application.

Learn More

Typical aid packages

Want to see how financial aid has helped students reach their educational goals?

Net Price Calculator

Applying for financial aid

Submit your free financial aid application online through the FAFSA Web site.

To apply for Summer semester financial aid, click here.

International Students

Limited financial assistance is available for non-U.S. citizens. These grants, awarded on the basis of outstanding academic achievement, range from $2,000 to $12,000 per year and do not require a separate application. Private loans are available to students with either a U.S. citizen or a permanent resident as a co-signer. Limited student worker positions are also available on campus.

For more information

Want to know more about scholarships and financial aid? Check out these convenient online resources:

  1. Log in to Bannerweb
  2. Then click, "Financial Aid">"Award">and then "Award for Aid Year"
  3. Select the upcoming Academic Year and submit
  4. Select the "Accept Award Offer" tab and follow the instructions.

Please keep in mind, if you do not have a Master Promissory Note (MPN) or Entrance Counseling on file for your Subsidized and Unsubsidized Loans, you will have to complete them or the loans will not disburse to your account. To complete the Master Promissory Note and Entrance Counseling, go to studentloans.gov.

Get Information / Get Access

Go To:

WE CAN HELP YOU WITH:

REFUND POLICIES

Refund Policy for Main Campus Students

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund.  There is no rebate applicable to deferred fees or other fees.  (See also "Housing Policy" in the student handbook).   The following refund schedule applies only to the standard fall and spring terms for complete withdrawal from the college.

Please be aware – Programs with earlier start dates will not follow this refund schedule.  Please refer to your department for exact dates.  This may affect any financial aid and the billing statements. Any concerns, please contact a Financial Counselor in the Office of Student Financial Services at 315.792.3179 or sfs@utica.edu

Refund Schedule:

Tuition
On or before the scheduled drop/add deadline for the term: 100%
through the 7 days following drop/add deadline for the term: 90%
through the 14 days following drop/add deadline for the term: 50%
through the 24 days following drop/add deadline for the term: 25%

Thereafter, no refund will be given.

Room
100% Refund through end of week 2

Board
100% prior to 1st meal offered.

Pro-rated through end of week 9

Students who partially drop but are still in attendance for one or more classes at the College will receive a 100% refund for the first week only (fall and spring terms).  Thereafter, no refund will be given.

During any term there are no refunds for partial withdrawals after the drop/add period.

Refund Policy for Online and Hybrid Students

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund. Please refer to your department for exact dates. The student will need to contact his or her Student Financial Services (SFS) counselor to discuss the financial implications of the withdrawal. The student may need to receive an official withdrawal code from the SFS counselor to complete the process.

Tuition and Fees:

100% refund on or before the scheduled drop/add deadline for the period of enrollment (up until midnight EST)

0% refund after the scheduled drop/add deadline for the period of enrollment

Please be aware:

  • If withdrawing from only D1, the student is required to provide a written statement to the college indicating their intent to attend the future class within that term.
  • If you are attempting to withdraw from the entire semester and you are using financial aid, it will be beneficial for you to first drop your D2 course and on the following day you can withdraw from your D1 course.

Any concerns, please contact an e-Learning Counselor in the Office of Student Financial Services at 315.792.3179 or sfs@utica.edu

Refund Policy for Undergraduate Accelerated Bachelor of Science in Nursing (ABSN) Students

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund. Please refer to your department for exact dates. The student will need to contact his or her Student Financial Services (SFS) counselor to discuss the financial implications of the withdrawal. The student may need to receive an official withdrawal code from the SFS counselor to complete the process.

Tuition and Fees:

100% refund on or before the scheduled drop/add deadline for the period of enrollment (up until midnight EST)

0% after the scheduled drop/add deadline for the period of enrollment

Please be aware – this may affect any financial aid and the billing statements. Any concerns, please contact an ABSN Counselor in the Office of Student Financial Services at 315.792.3179 or sfs@utica.edu

Refund Policy for Summer Session*

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund.

Sessions A, B and C

Tuition and Fees:
100% refund on or before the first class of the session for period of enrollment 
90% refund after the second class but before the third class of the session on tuition only for period of enrollment
0% after the third class

Sessions 1 and 4 (8 and 12 week Online Courses)

Tuition and Fees:
100% refund on or before the scheduled drop/add deadline for the specific session for period of enrollment  (up until midnight EST)
0% after the scheduled drop/add deadline

Sessions D1 and D2

Tuition and Fees:

100% refund on or before the scheduled drop/add deadline for the specific session for period of enrollment  (up until noon EST)
0% after the scheduled drop/add deadline

Students who receive Financial Aid* - Changes in enrollment may affect your financial aid and cause out of pocket payments. Any questions or concerns can be directed to the Office of Student Financial Services at 315-792-3179 or sfs@utica.edu.

EXCESS FUNDS REQUESTS

If a student has excess funds, he/she will be notified at his/her UC email account when the funds will be available.

Request of Excess Funds for Books

These are available to returning students only who have a credit due them after all financial obligations to Utica College are fulfilled. Available during fall and spring semesters only.  Visit the Office of Student Financial Services for more information.

To print/download the book credit request form, click here.

DEFERRED PAYMENT PLANS

Main Campus Undergraduate Students
Utica College offers a payment plan that allows you to pay your semester balance in 5 monthly installments. The initial down payment, which is 1/5 of the semester balance, plus $ a 75 enrollment fee is due approximately 6 weeks before the first day of classes. The remaining balance is due over the next 4 months.

Online Students
Utica College offers a payment plan for online student that allows the student to pay the semester balance in 4 payments. The initial payment, ¼ of the semester balance is due approximately 1 week before the first online course begins. The remaining balance is due over the next 3 months and needs to be paid in full before the completion of the semester. If the balance is not paid by the last due date, the student will be charged a $50 late fee.

Enrollment in the Payment Plan is available by logging in to our payment portal.

CASHING PERSONAL OR UC PAYROLL CHECKS

As of the end of 2017-2018 Academic year we no longer offer check cashing. It is recommended that students apply for direct deposit with the office of Student Employment. You can access the form by clicking here.

SUMMER FINANCIAL AID APPLICATIONS

Limited opportunities for Summer Financial Aid are available at Utica College. For more information and to apply online,
click here.

IMPORTANT FORMS

You can download/print a variety of financial services forms from our forms page - click here

Other forms and resources are available on the Current Students page.

Billing Policies / Procedures

Here is some useful information on billing/tuition policies and procedures.  If you have any questions or need help with your account please stop by the Center for Student Success or contact us today.

Course Load / Tuition Policy
To be full time, main campus undergraduate students must be registered for at least 12 credit hours with a maximum of 19 hours for all majors. For each credit hour above this limit, students will be charged a per credit hour rate.

Undergraduate, main campus students who are carrying less than 12 hours are charged at a per credit hour rate.

For information on the tuition refund schedule, see Student Accounts, above.

Bills
When your bill is ready for viewing, you will be notified in your UC email.

Student Account Login
To view your bill and for secure access to your account, click here.

Billing Schedule

Schedule will be posted soon. Please check back or contact us today.

Options Include:

Loan Options

Parent (PLUS) Loan

A Parent (PLUS) Loan is a federal loan that is available to parents of dependent, undergraduate students. The PLUS loan is taken out for both the Fall 2017 and Spring 2018 semester and is in the parent’s name.

If you would like to apply for a Parent PLUS Loan, please visit www.studentloans.gov to complete an application. Please be advised, only one application may be submitted and changes cannot be made to an application after its submission. If you would like to make changes to the Parent (PLUS) Loan, please contact your Student Financial Services Counselor.

A credit check is required for a Parent (PLUS) loan. You will receive notification of approval shortly after you submit the application. If the Parent (PLUS) Loan is not approved, the parent can

  1. appeal the decision with the Direct Loan Program Center, or
  2. obtain a creditworthy endorser (by completing an addendum online at www.studentloans.gov, or
  3. the student can choose to take out an additional Federal Unsubsidized Loan up to $ 4,000 for the academic year.

Grad (PLUS) Loan

A Grad (PLUS) Loan is a federal loan that is available to graduate students. The Grad (PLUS) Loan is taken out for the entire academic year (Summer/Fall/Spring, if applicable).

If you would like to apply for a Grad (PLUS) Loan, please visit www.studentloans.gov to complete an application. Please be advised, only one application may be submitted and changes cannot be made to an application after its submission. If you would like to make changes to the Grad (PLUS) Loan, please contact your Student Financial Services Counselor.

A credit check is required for a Grad (PLUS) loan. You will receive notification of approval shortly after you submit the application. If the Grad (PLUS) Loan is not approved, you have the option to appeal this decision with the Direct Loan Program Center or obtain a credit worthy endorser. If you chose the endorser option, they will need to complete an addendum online at www.studentloans.gov.

Private/Alternative Education Loan

An Alternative Education Loan is an education loan in the student’s name. It is not a guaranteed federal loan and must go through an approval process that usually requires a creditworthy co-signer. We encourage you to research various private loans. New York State provides a useful private loan comparison tool at www.utica.edu/loan-compare.

Once you have decided on a loan product you should apply directly through the lender. Borrowers will be required to submit several time-sensitive disclosures back to lenders as part of the loan process. It is important to carefully read all of the communication sent to you electronically or by mail from Utica College and your alternative loan lender. Like the (PLUS) Loan, the Private/Alternative Education Loan is taken out for the Fall 2017 and Spring 2018 semesters.

Direct Payments

If, after viewing your billing statement, you would prefer to make a payment directly to Utica College, we offer two payment options. To view your billing statement and access our payment site, please

  • visit the website bannerweb.utica.edu and Enter Secure Area to log in. Then ...
  • navigate to your account settings through Student Services > Student Account > Access My Account.

Payment in Full

If you choose to pay your balance in full, please click on Make Payment located the first box on the left side of your payment screen.

Enroll in the Payment Plan

  • Main Campus Undergraduate Students

    Enrolling in our payment plan allows you to pay the Fall semester balance over a period of five months. When you enroll in the payment plan, you will be required to make an initial down payment of 1/5 of the total amount due for the Fall semester on or before July 7. The amount will be calculated on the total charges less Financial Aid as of the date of your enrollment. The remaining Fall balance is due in 4 additional installments as follows:August 7, September 7, October 7, and November 7.  

    For the Spring semester 1/5 of the total amount due is on or before January 2. The remaining Spring balance is due in 4 additional installments as follows: February 2, March 2, April 2, and May 2.
  • On line and Hybrid Students

    When you enroll in the payment plan, you will be required to make an initial down payment of 1/4th of the total amount by the January 9.

    Fall– Initial payment due August 22. The remaining balance is due in 3 additional installments as follows: September 22, October 22 and November 10.

    Spring - Initial payment due January 2. The remaining Spring balance is due in 3 additional installments as follows: February 9, March 9, April 9.

    If the balance is not completely paid on or before the last installment, a $ 50 late fee will be charged to the student’s account.
  • Ground Grad Students

    Payment for the Fall semester is due in full on August 22. If enrolling in the payment plan, Initial payment due August 22. The remaining balance is due in 3 additional installments as follows: September 22, October 22 and November 10.

    Spring 18 - For the Spring semester 1/5 of the total amount due is on or before January 2. The remaining Spring balance is due in 4 additional installments as follows: February 2, March 2, April 2, and May 2.

Veterans (VA) Educational Benefits

Application Procedure. Application forms are available at VA offices, the VA Web site (www.va.gov), active duty stations, American Embassies, and from the Utica College veterans counselor. Completed forms are submitted to the nearest VA office.

Selection of Recipients and Allocation of Awards. For the most part, benefits under Chapter 30 end 10 years from the date of the veteran’s separation from active duty. VA can extend this 10-year period if the veteran was prevented from training during this period because of a disability or because he or she was held by a foreign government or power. The 10-year period also can be extended if an individual reenters active duty for 90 days or more after becoming eligible. Veterans serving periods of active duty of less than 90 days can qualify for extensions under certain circumstances. If the veteran’s discharge is upgraded by the military, the 10-year period begins on the date of the upgrade.

If eligibility is based on both the Vietnam Era GI Bill and the Montgomery GI Bill, and discharge from active duty was before December 31, 1989, the veteran will have until January 1, 2001. In most cases, VA will subtract from the 10-year period those periods the veteran was not on active duty between January 1, 1977, and June 30, 1985.

If eligibility is based on two years of active duty and four years in the Selected Reserve, the veteran’s eligibility will end the later of: (a) 10 years from separation from active duty; or (b) 10 years from completion of the four-year Selected Reserve obligation. This four-year obligation, however, does not apply to certain individuals separated because of downsizing the military between October 1, 1991, and September 30, 1995.

Montgomery GI Bill (Selected Reserve)

Application Procedure. Application forms are available at VA offices, the VA Web site (www.va.gov), active duty stations, American Embassies, and from the Utica College veterans counselor. Completed forms are submitted to the nearest VA office.

Selection of Recipients and Allocation of Awards. The Montgomery GI Bill (Selected Reserve) is a program of education benefits for members of the reserve elements of the Army, Navy, Air Force, Marine Corps, and Coast Guard, as well as the Army National Guard and the Air National Guard. This program also is referred to as Chapter 1606. To be eligible for the program, a reservist must:

(a) have a six-year obligation to serve in the Selected Reserve signed after June 30, 1985, or, if an officer, agree to serve six years in addition to the original obligation;

(b) complete Initial Active Duty for Training (IADT);

(c) meet the requirements for a high school diploma or equivalency certificate before completing IADT; and

(d) remain in good standing in a Selected Reserve unit.

A six-year reserve commitment that begins after September 30, 1990, is needed to receive education benefits for pursuit of:

(a) Courses leading to a certificate or diploma from business, technical, or vocational schools

(b) Cooperative training

(c) Apprenticeship or on the job training

(d) Correspondence training

(e) Accredited independent study programs

(f) Tutorial assistance benefits

(g) Flight training from September 30, 1990, to September 30, 1994

Army and Air Force ROTC

The Army ROTC program offers tuition scholarships that are awarded at different rates depending on the needs of the Army. There are also awards available for books and a monthly stipend to qualified students. The Air Force ROTC program offers tuition scholarships that are awarded depending on the needs of the Air Force. There is also a monthly stipend for qualifying students.

Program availability is described in the “Undergraduate Programs” section of the UC undergraduate catalog. Specific information on scholarships may be obtained by writing:

Professor of Military Science (Army)

or

Professor of Aerospace Studies (Air Force)

303 Archbold Gym North
Syracuse University
Syracuse NY 13244-1140

The telephone number for the Army is (315) 443-2462. The telephone number for the Air Force is (315) 443-2461.

Effective Fall 2018, requests for Book Line of Credit (BLOC) will only be available on Bannerweb. Paper requests are now a thing of the past!

You may go online to submit a request up to a max of $1,500.00.

To submit a request please log on to http://bannerweb.utica.edu/ and follow the steps below:

  1. Enter your username and password
  2. Click "Student Services"
  3. Click "Book Line of Credit"
  4. Enter the amount needed and click submit.


Important:

Once it has been approved, you will receive an email. In addition, bannerweb will show the status of the request.

Please note, in order for a BLOC request to be approved, you must have completed all necessary financial aid paperwork. This will include:

  • verification,
  • loans approved with completed MPN,
  • Approved TAP application (verified with NYS HESC), and
  • an expected credit balance for the semester that will support the amount being requested.

If you have any questions, please contact your Financial Aid Counselor.

Gainful Employment Disclosure Reports

The U.S. Education Department's gainful employment regulations require disclosure of certain program information to students and prospective students. Gainful employment programs are those "that prepare students for gainful employment in a recognized occupation." Public institutions are required to report this information for all undergraduate and graduate programs that are Title IV eligible and that lead to certificates, diplomas, graduate certificates or specialist awards. Reporting is not required for undergraduate certificates and diplomas less than 16 credits and graduate certificates and specialist awards that are less than 8 credits. Degree programs at all levels are not considered to be gainful employment programs.

Gainful employment regulations require disclosure of the following information for each "gainful employment" program:

  • Information on occupations that the program prepares students to enter;
  • Program costs including tuition and fees and book and supplies;
  • Median federal and private loan debt of recent graduates;
  • On-time completion rate of recent graduates; and
  • Job placement rate of recent graduates.

Information for each of the "gainful employment" programs offered at Utica College is linked below.
 


Undergraduate

Graduate

ACCES-VR

Adult Career and Continuing Education Services-Vocational Rehabilitation

Application Procedure

Students with disabilities may obtain a list of local ACCES-VR offices from their state’s education office.

Selection of Recipients and allocation of awards. Eligibility for vocational rehabilitation services is based upon:

  1. the presence of a physical or mental disability that for the individual constitutes or results in a substantial handicap to employment; and
     
  2. the reasonable expectation that vocational rehabilitation services may benefit the individual in terms of employability.

Students may receive services including, but not limited to, counseling and guidance, evaluation of vocational potential, physical and mental restoration services, transportation, placement assistance and instruction, and training including that given at institutions of higher education.

The ACCES-VR office will consider college training for students when an appropriate specified vocational goal requiring this level of training has been established through the counseling and planning process between the eligible disabled individual and his or her vocational rehabilitation counselor. The training may involve full- or part-time study at the baccalaureate level leading to a degree or certificate. Training costs at institutions of higher education may be paid through the vocational rehabilitation program only after efforts have been made to secure grant assistance to cover these costs in whole or in part from other sources.

ACCES-VR policy established a maximum payment toward tuition for students in any one academic year. In some cases, students are required to share the expenses of college training according to the general ACCES-VR economic need
policy.

Students should send the Office of Student Financial Services a statement indicating total benefits ACCES-VR will cover.

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