Student Support

Financial Aid Services

Financial Aid Services for Current Students

Federal School Code: 002883
NYS Residents Tuition Assistant Program (TAP) Code: 1022

Important information:

Please Note: Starting December 2, credit card transactions using the College's online payment form will incur a 2.75% processing fee. The processing fee for international credit cards will be 4.25%.

These fees are charged by the credit card issuers. The College does not retain any of these funds. There are no processing fees for making payments online by ACH, mailing a check to Student Success, or paying by cash in person.

For details, please read the Credit Card processing fee memo, under "Important Messages", below.


Enroll in the payment plan:

Go to bannerweb.utica.edu then follow this path: Student Account > Access My Account > Installment Payment Plans


Waive Health Insurance Fee:

Spring 2020 Health Insurance Waiver portal opens on December 1, 2019

If you have your own health plan or are fully covered under a parent/guardian health insurance plan, you can waive coverage at: utica.edu/health-waiver

  • Deadline: January 26, 2020 (waiver value $1,041.48 Main Campus students; $596.56 ABSN students)


Apply for TAP / ETA:

  • To receive TAP/ETA funding all students who are New York State residents need to apply at tapweb.org.

Submit Your 2019-2020 FAFSA:

Go to https://studentaid.ed.gov/sa/fafsa to complete your application for aid.


Accept/Decline Federal Financial Aid:

If you have been awarded federal financial aid:


PLUS Loan:

After accepting in BANNER, parents must go into studentloans.gov using FSID and password to apply for parent loan. If approved, please complete the MPN immediately.


Complete Agreement and Counseling for Federal Loans:

Students accepting federal loans for the first time must complete both a Master Promissory Note (MPN) and the online Entrance Counseling at: studentloans.gov


Complete the Student Account Consent Form:

Consent Form

Learn more about:

How To Apply

While it is important to consider the exceptional value of continuing your education at Utica College, it is also necessary for many prospective students to consider the cost.

We firmly believe that a lack of financial resources should never be an obstacle to the pursuit of higher learning. That is why Utica College is committed to providing greater educational opportunity through financial aid in a variety of forms.

Your application

When you apply for financial aid at UC, your request is treated with fairness and confidentiality. A counselor from our Office of Student Financial Services will work closely with you to help you take full advantage of the resources available to you through:

  • Direct aid from Utica College
  • Federal and state grants
  • Scholarships
  • Student employment opportunities
  • Student loans

Scholarships, grants, and awards

UC offers access to a broad range of scholarships, including direct aid from the College, endowed grants, and annual awards. Eligibility is determined on the basis of your financial aid application.

Learn More

Typical aid packages

Want to see how financial aid has helped students reach their educational goals?

Net Price Calculator

Applying for financial aid

Submit your free financial aid application online through the FAFSA Web site.

To apply for Summer semester financial aid, click here.

International Students

Limited financial assistance is available for non-U.S. citizens. These grants, awarded on the basis of outstanding academic achievement, range from $2,000 to $12,000 per year and do not require a separate application. Private loans are available to students with either a U.S. citizen or a permanent resident as a co-signer. Limited student worker positions are also available on campus.

For more information

Want to know more about scholarships and financial aid? Check out these convenient online resources:

Note: You may be selected for a process called verification by the Department of Education. Below are advisory messages with a brief explanation of the process and additional documents you may be asked to provide to complete this verification. Contact the Center for Student Success if you have any questions.

Federal W-2 Forms

While your documents were being reviewed, it was determined that you will need to provide some additional documentation to make certain information more clear.

Please provide all copies of your 2017 W-2 forms, provided to you by your employer(s).

Independent Verification Form

You were selected for a process called verification. You will need to verify certain information you reported on your application. In order to do so, you will need to complete this web form. Depending on your responses, you may see additional steps needed to complete this section.

List ALL the people in your household that you reside with and will support, including their name and age. Also list the name of the college for any household member who will be attending college at least half-time between July 1, 2019 and June 30, 2020 and will be enrolled in a degree or certificate program.

Proof of Graduation

You were selected for a process called verification by the Department of Education. You must verify certain information you reported on the Free Application for Federal Student Aid (FAFSA). In order to do so, provide documentation that you have completed high school or its equivalent.

You may provide one of the following documents:

  • Your high school official transcript or diploma, displaying date of graduation

  • Your GED transcript or certificate, displaying the date of completion

  • A state certificate stating you have passed a state-authorized examination recognized as the equivalent of a high school diploma

  • An academic transcript of a successfully completed two-year program acceptable for full credit towards a bachelor’s degree

  • If homeschooled, a transcript or equivalent, signed by a parent or guardian, listing secondary school courses you have completed and documentation of successful completion of secondary school education

  • If homeschooled, a secondary school completion credential provided under state law

  • If you completed secondary education in a foreign country, a copy of the “secondary school leaving certificate” or other similar document

A student who is unable to obtain the documentation listed above must contact the Center for Student Success.

Statement of Educational Purpose

You were selected for a process called verification by the Department of Education. You must verify certain information you reported on the Free Application for Federal Student Aid (FAFSA). In order to do so, download a copy of the Statement of Educational Purpose form.

Do not complete this form yet! You have two options to return this to the Center for Student Success:

  1. Take this form to campus and complete it in front of a financial aid administrator, making sure to also provide a government issued ID; or

  2. If you cannot appear in person, take this form to a notary public, and complete it in front of the notary. Once this form is notarized, send the original notarized document, along with a copy of a government issued ID, to the Center for Student Success by mail. 

Once received by the Center for Student Success, they will be responsible to upload the document into your task completion.

Dependent Verification Form

You were selected for a process called verification. You will need to verify certain information  you reported on your application. In order to do so, you will need to complete a web form. Depending on your responses, you may see additional steps added to complete this verification.

List ALL the people in your household that the parent(s) you reside with will support, including their name and age. Also list the name of the college for any household member who will be attending college at least half-time between July 1, 2019 and June 30, 2020 and will be enrolled in a degree or certificate program.

Missing Parent Asset Info

When completing your Free Application for Federal Student Aid (FAFSA), you did not report asset information for you and/or your parent(s). Choose an option to indicate how you will update your and your parent(s) asset information. You may choose to log into your FAFSA to make the correction yourself or complete the web form to have your parent(s) asset information updated by your school.

Please Note: The value of your and/or your parent(s) assets must be reported as of the date you completed your FAFSA.

Student/Spouse/Parent Non-Filer Statement

You indicated on your 2019-20 FAFSA that you did not file a 2017 tax return and do not plan to file a 2017 tax return. Please provide a signed and dated statement explaining you did not file and will not file a 2017 tax return. If you had earnings in 2017, please include a copy of the W-2 form you received from your employer.

IRS Verification of Non-filing

We will need a letter from the IRS to verify your non-filing status.  If you did not file and are not required to file a 2017 Federal Tax Return, please request an IRS Transcript "Verification of Non-filing".  The "Verification of Non-filing" is available by submitting Form 4506T through the mail. When you receive the Verification of Non-filing letter, please upload it. We will allow for the appropriate additional time needed.

Tax Return Transcript Request

Please upload a copy of your 2017 IRS Tax Return Transcript.  You can request an IRS Transcript by (1) ordering online at www.irs.gov, "Get Your Tax Record" or (2) call 1-800-908-9946.    

Marital Status Review

Based on your form, it looks like there was a change in your parents' marital status from what you originally reported. Please upload the requested documentation or return to the form and review the necessary sections. If you make corrections to the form you must re-sign the form.

OR

There is a discrepancy between the Parent's marital status and tax filing status according to the FAFSA. If you do not have court documentation showing the separation/divorce, we will need proof of separate address for both parents. Please provide 3 pieces of proof for both parents: utility bills (gas, electric, cable, phone bills, etc.), rental agreements, or bank, or credit card statements.

IRS Data Retrieval Guide

Log into www.fafsa.gov, and transfer parent tax data to the FAFSA

Amended Tax Return

When completing your application, you had utilized the IRS Data Retrieval tool to import your parent(s)' tax information. The IRS has reported that your parent(s) has filed an amended tax return. You will need to provide a copy of your parent(s)' 1040X Amended Tax Return, which requires at least one parent's signature on the document before submitting.

In rare instances, the IRS may have corrected values on the tax filers behalf. If the tax filer did not file an IRS Form 1040X but the IRS corrected the tax return, please indicate the tax filer(s) whose taxes were corrected by the IRS and upload one of the following documents: 

  • Documentation from the IRS showing that they corrected your tax return including the values corrected

  • Request a Record of Account from the IRS

  • Request a Tax Account Transcript from the IRS

  1. Log in to Bannerweb
  2. Then click, "Financial Aid">"Award">and then "Award for Aid Year"
  3. Select the upcoming Academic Year and submit
  4. Select the "Accept Award Offer" tab and follow the instructions.

Please keep in mind, if you do not have a Master Promissory Note (MPN) or Entrance Counseling on file for your Subsidized and Unsubsidized Loans, you will have to complete them or the loans will not disburse to your account. To complete the Master Promissory Note and Entrance Counseling, go to studentloans.gov.

Get Information / Get Access

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REFUND POLICIES

Refund Policy for Main Campus Students

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund.  There is no rebate applicable to deferred fees or other fees.  (See also "Housing Policy" in the student handbook).   The following refund schedule applies only to the standard fall and spring terms for complete withdrawal from the college.

Please be aware – Programs with earlier start dates will not follow this refund schedule.  Please refer to your department for exact dates.  This may affect any financial aid and the billing statements. Any concerns, please contact a Financial Counselor in the Office of Student Financial Services at 315.792.3179 or sfs@utica.edu

Refund Schedule:

Tuition
On or before the scheduled drop/add deadline for the term: 100%
through the 7 days following drop/add deadline for the term: 90%
through the 14 days following drop/add deadline for the term: 50%
through the 24 days following drop/add deadline for the term: 25%

Thereafter, no refund will be given.

Room
100% Refund through end of week 2

Board
100% prior to 1st meal offered.

Pro-rated through end of week 9

Students who partially drop but are still in attendance for one or more classes at the College will receive a 100% refund for the first week only (fall and spring terms).  Thereafter, no refund will be given.

During any term there are no refunds for partial withdrawals after the drop/add period.

Refund Policy for Online and Hybrid Students

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund. Please refer to your department for exact dates. The student will need to contact his or her Student Financial Services (SFS) counselor to discuss the financial implications of the withdrawal. The student may need to receive an official withdrawal code from the SFS counselor to complete the process.

Tuition and Fees:

100% refund on or before the scheduled drop/add deadline for the period of enrollment (up until midnight EST)

0% refund after the scheduled drop/add deadline for the period of enrollment

Please be aware:

  • If withdrawing from only D1, the student is required to provide a written statement to the college indicating their intent to attend the future class within that term.
  • If you are attempting to withdraw from the entire semester and you are using financial aid, it will be beneficial for you to first drop your D2 course and on the following day you can withdraw from your D1 course.

Any concerns, please contact an e-Learning Counselor in the Office of Student Financial Services at 315.792.3179 or sfs@utica.edu

Refund Policy for Undergraduate Accelerated Bachelor of Science in Nursing (ABSN) Students

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund. Please refer to your department for exact dates. The student will need to contact his or her Student Financial Services (SFS) counselor to discuss the financial implications of the withdrawal. The student may need to receive an official withdrawal code from the SFS counselor to complete the process.

Tuition and Fees:

100% refund on or before the scheduled drop/add deadline for the period of enrollment (up until midnight EST)

0% after the scheduled drop/add deadline for the period of enrollment

Please be aware – this may affect any financial aid and the billing statements. Any concerns, please contact an ABSN Counselor in the Office of Student Financial Services at 315.792.3179 or sfs@utica.edu

Refund Policy for Summer Session*

The date on which a student notifies the Office of the Registrar of his or her complete withdrawal in writing will be used as the basis for determining tuition refund.

Sessions A, B and C

Tuition and Fees:
100% refund on or before the first class of the session for period of enrollment 
90% refund after the second class but before the third class of the session on tuition only for period of enrollment
0% after the third class

Sessions 1 and 4 (8 and 12 week Online Courses)

Tuition and Fees:
100% refund on or before the scheduled drop/add deadline for the specific session for period of enrollment  (up until midnight EST)
0% after the scheduled drop/add deadline

Sessions D1 and D2

Tuition and Fees:

100% refund on or before the scheduled drop/add deadline for the specific session for period of enrollment  (up until noon EST)
0% after the scheduled drop/add deadline

Students who receive Financial Aid* - Changes in enrollment may affect your financial aid and cause out of pocket payments. Any questions or concerns can be directed to the Office of Student Financial Services at 315-792-3179 or sfs@utica.edu.

PAYMENT PLANS

Main Campus Undergraduate Students
Utica College offers a payment plan that allows you to pay your semester balance in 5 monthly installments. The initial down payment, which is 1/5 of the semester balance, plus a $75 enrollment fee is due approximately 6 weeks before the first day of classes.

Login to BannerWeb to enroll in a payment plan and to learn available payment due dates.

Online Students
Utica College offers a payment plan for online student that allows the student to pay the semester balance in 4 payments. The initial payment, ¼ of the semester balance is due approximately 1 week before the first online course begins. The remaining balance is due over the next 3 months and needs to be paid in full before the completion of the semester. If the balance is not paid by the last due date, the student will be charged a $50 late fee.

Enrollment in the Payment Plan is available by logging in to our payment portal.

SUMMER FINANCIAL AID APPLICATIONS

Limited opportunities for Summer Financial Aid are available at Utica College. For more information and to apply online, click here.

Billing Policies / Procedures

Here is some useful information on billing/tuition policies and procedures.  If you have any questions or need help with your account please stop by the Center for Student Success or contact us today.

Course Load / Tuition Policy
To be full time, main campus undergraduate students must be registered for at least 12 credit hours with a maximum of 19 hours for all majors. For each credit hour above this limit, students will be charged a per credit hour rate.

Undergraduate, main campus students who are carrying less than 12 hours are charged at a per credit hour rate.

For information on the tuition refund schedule, see Student Accounts, above.

Bills
When your bill is ready for viewing, you will be notified in your UC email.

Student Account Login
To view your bill and for secure access to your account, click here.

Options Include:

Direct Payments

If, after viewing your billing statement, you would prefer to make a payment directly to Utica College, we offer two payment options. To view your billing statement and access our payment site, please

  • visit the website bannerweb.utica.edu and Enter Secure Area to log in. Then ...
  • navigate to your account settings through Student Services > Student Account > Access My Account.

Payment in Full

If you choose to pay your balance in full, please click on Make Payment located the first box on the left side of your payment screen.

International Students

You can pay your balance using our Flywire International Payment Portal. For information on how to use the portal, please see this brief instruction manual.

Enroll in the Payment Plan

  • Main Campus Undergraduate Students

    For the Spring semester - enrolling in the payment plan allows you to pay the semester balance over a period of 5 months. When you enroll in the payment plan, you will be required to make an initial down payment of the total amount due on or before January 2. The remaining Spring balance is due in 4 additional installments as follows: February 2, March 2, April 2, and May 2. 

    Effective Fall 2020 - enrolling in our payment plan allows you to pay the Fall semester balance over a period of six (6) months.  When you enroll in the payment plan, you will be required to make an initial down payment  of the total amount due for the Fall semester on or before June 1. The amount will be calculated on the total charges less Financial Aid as of the date of your enrollment. The remaining Fall balance is due in 5 additional installments as follows: July 1, August 1, September 1, October 1, and November 1.  

    Please note there is a $75 enrollment fee per semester for the payment plan. Enrollment in the Payment Plan is available by logging in to bannerweb.
  • Online Students

    Utica College offers a payment plan for online students who take classes year round (Summer,  Fall  Spring) in 4 installments for each semester enrolled. 

    Summer semester - the payment plan due dates are as follows: May 1, June 1, July 1 and August 1.  

    Fall semester - the payment plan due dates are as follows: August 15, September 15, October 15 and November 10.  

    Spring semester - the payment plan due dates are as follows: January 2, February 2, March 2, April 2.  

    If the balance is not paid by the last payment due date for the semester, the student will be charged a $50 late fee.

    Enrollment in the Payment Plan is available by logging in to bannerweb.

  • Ground Grad Students

    Fall - Payment for the Fall semester is due in full on August 1. If enrolling in the payment plan, the payment plan due dates are as follows: July 1, August 1, September 1, October 1 and November 1.

    Spring - Payment for the Spring semester is due in full on or before January 2. If enrolling in the payment plan, the payment plan due dates are as follows: January 2, February 2, March 2, April 2, and May 2.  

    Please note there is a $75 enrollment fee per semester for the payment plan.

    Enrollment in the Payment Plan is available by logging in to bannerweb.

Loan Options

Parent (PLUS) Loan

A Parent (PLUS) Loan is a federal loan that is available to parents of dependent, undergraduate students. The PLUS loan is taken out for both the Fall and Spring semester and is in the parent’s name.

If you would like to apply for a Parent PLUS Loan, please visit www.studentloans.gov to complete an application. Please be advised, only one application may be submitted and changes cannot be made to an application after its submission. If you would like to make changes to the Parent (PLUS) Loan, please contact your Financial Aid Counselor.

A credit check is required for a Parent (PLUS) loan. You will receive notification of approval shortly after you submit the application. If the Parent (PLUS) Loan is not approved, the parent can

  1. appeal the decision with the Direct Loan Program Center, or
  2. obtain a creditworthy endorser (by completing an addendum online at www.studentloans.gov, or
  3. the student can choose to take out an additional Federal Unsubsidized Loan up to $ 4,000 for the academic year.

Grad (PLUS) Loan

A Grad (PLUS) Loan is a federal loan that is available to graduate students. The Grad (PLUS) Loan is taken out for the entire academic year (Summer/Fall/Spring, if applicable).

If you would like to apply for a Grad (PLUS) Loan, please visit www.studentloans.gov to complete an application. Please be advised, only one application may be submitted and changes cannot be made to an application after its submission. If you would like to make changes to the Grad (PLUS) Loan, please contact your Financial Aid Counselor.

A credit check is required for a Grad (PLUS) loan. You will receive notification of approval shortly after you submit the application. If the Grad (PLUS) Loan is not approved, you have the option to appeal this decision with the Direct Loan Program Center or obtain a credit worthy endorser. If you chose the endorser option, they will need to complete an addendum online at www.studentloans.gov.

Private/Alternative Education Loan

An Alternative Education Loan is an education loan in the student’s name. It is not a guaranteed federal loan and must go through an approval process that usually requires a creditworthy co-signer. We encourage you to research various private loans. New York State provides a useful private loan comparison tool at www.utica.edu/loan-compare.

Once you have decided on a loan product you should apply directly through the lender. Borrowers will be required to submit several time-sensitive disclosures back to lenders as part of the loan process. It is important to carefully read all of the communication sent to you electronically or by mail from Utica College and your alternative loan lender. Like the (PLUS) Loan, the Private/Alternative Education Loan is taken out for the Fall and Spring semesters.

Serving Those Who Serve

Utica College was founded in 1946 principally to serve veterans returning from the battlefields of World War II, and we are proud to continue our tradition of service to veterans and active military personnel.

For the most complete and updated information about Veterans Benefits, please visit our veterans site at www.utica.edu/veterans-uc.

Veterans at UC

Requests for Book Line of Credit (BLOC) will only be available on Bannerweb. Paper requests are now a thing of the past!

You may go online to submit a request up to a max of $1,500.00.

To submit a request please log on to http://bannerweb.utica.edu/ and follow the steps below:

  1. Enter your username and password
  2. Click "Student Services"
  3. Click "Book Line of Credit"
  4. Enter the amount needed and click submit.


Important:

Once it has been approved, you will receive an email. In addition, bannerweb will show the status of the request.

Please note, in order for a BLOC request to be approved, you must have completed all necessary financial aid paperwork. This will include:

  • verification,
  • loans approved with completed MPN,
  • Approved TAP application (verified with NYS HESC), and
  • an expected credit balance for the semester that will support the amount being requested.

If you have any questions, please contact your Financial Aid Counselor.

ACCES-VR

Adult Career and Continuing Education Services-Vocational Rehabilitation

Application Procedure

Students with disabilities may obtain a list of local ACCES-VR offices from their state’s education office.

Selection of Recipients and allocation of awards. Eligibility for vocational rehabilitation services is based upon:

  1. the presence of a physical or mental disability that for the individual constitutes or results in a substantial handicap to employment; and
     
  2. the reasonable expectation that vocational rehabilitation services may benefit the individual in terms of employability.

Students may receive services including, but not limited to, counseling and guidance, evaluation of vocational potential, physical and mental restoration services, transportation, placement assistance and instruction, and training including that given at institutions of higher education.

The ACCES-VR office will consider college training for students when an appropriate specified vocational goal requiring this level of training has been established through the counseling and planning process between the eligible disabled individual and his or her vocational rehabilitation counselor. The training may involve full- or part-time study at the baccalaureate level leading to a degree or certificate. Training costs at institutions of higher education may be paid through the vocational rehabilitation program only after efforts have been made to secure grant assistance to cover these costs in whole or in part from other sources.

ACCES-VR policy established a maximum payment toward tuition for students in any one academic year. In some cases, students are required to share the expenses of college training according to the general ACCES-VR economic need
policy.

Students should send the Center for Student Success a statement indicating total benefits ACCES-VR will cover.

More Resources

General Questions

Q: How do I apply for aid?

Your first step is to fill out a Free Application for Federal Student Aid (FAFSA). Federal School Code:  002883  To save time it's best to gather necessary documents/information before you begin. For the upcoming school year, you are going to need records of income earned the year prior. You will need to refer to:

  • Social Security Number
  • Driver's license
  • W-2 Forms and other records of money earned
  • Your (and spouse's if you are married) Federal Income Tax Return from the previous year: 1040, 1040A, 1040EZ, 1040Telefile, etc.
  • Your parent's Federal Income Tax Return (if you are a dependent student)
  • Untaxed income records such as Social Security, Temporary Assistance to Needy Families, Welfare, Veterans Benefits Records
  • Your current and previous year bank statements
  • Your current and previous year business and investment mortgage information, business and farm records, stock, bond, other investment records
  • Your alien registration card if not a US citizen

You will also need to refer to specific codes for applications, including the federal school code 002883 for all students. The New York State TAP code for an undergraduate student is 1022.  While filling out all forms, remember to read the fine print!

Q: What is a FAFSA?

FAFSA is a Free Application for Federal Student Aid. Forms of federal aid include Federal Pell Grants, Federal Direct PLUS Loans (Loans to Parents), Federal Direct Stafford Loans, Campus-Based Programs such as Federal Supplemental Educational Opportunity Grants, Federal Work-Study, and Federal Perkins Loans.  Utica College's Federal School Code is 002883.

Q: Where can I complete a FAFSA?

Quickest, easiest method for completing your FAFSA is by applying online and finding tips at http://www.fafsa.ed.gov

Q: When should I file my FAFSA?

New applicants should file a FAFSA after January 1 but before March 1st.   Returning  students must file a FAFSA before April 1st.  Remember, even if you do not have your taxes done, you can use estimated income information to get the process started. 

Complete your FAFSA application at http://www.fafsa.gov/

Q: After I file my FAFSA, what is the next step?

Once your FAFSA is processed a copy is sent to Utica College. You will also receive an electronic report called a Student Aid Report (SAR).  Again, each family is different, so your SAR will be different than your classmate's report.  

The SAR will go to the student's email address that was reported on the FAFSA.  Be sure to check the SPAM folder too.

Learn more: SAR Reports

Q: Are there other forms I need to fill out?

If you live in New York State, you'll want to fill out a Tuition Assistance Program or TAP form. For undergraduate students the TAP code is 1022.

Also, the Higher Education Opportunity Program (HEOP) is available for New York State students. HEOP is intended for full-time students who have a family history of educational and economic disadvantage.

A similar program, Collegiate Science and Technology Program or C-STEP, is also available to disadvantage students who enroll in specific programs of study.

Q: My SAR indicates I have been selected for verification. What does this mean?

The Department of Education randomly selects students to have their FAFSA information verified by the school.  The Utica College Center for Student Success will ask the student for documentation to verify the information given on the FAFSA.  Examples of documentation can include an IRS transcript of your taxes, W2 or 1099 forms.

If your Student Aid Report (SAR) states you have been selected for verification, the Center for Student Success will notify the student by mail on what is needed.

Q: Do I have to reapply for financial aid every year?

Yes, you must file the FAFSA every year. A new FAFSA is available after January 1st. Learn more: www.fafsa.gov

Q: How can I check the status of my FAFSA application?

At any point during the processing period, go to www.fafsa.gov and use your PIN to check the status of your application or a correction that you made:

  • Click on "Start Here"
  • Enter your login information and PIN

Q: Are there special instructions for students with divorced parents?

Yes. An entire section of Financial Aid is devoted to the topic of Divorce and Financial Aid. It discusses which parent is responsible for completing the FAFSA, the obligations of non-custodial parents to pay for college, college support agreements, the obligations of step-parents, and the ability of non-custodial parents to take advantage of the various tax benefits for education.

For more information, visit the Divorce and Financial Aid section at FinAid.org.

Q: What about bankruptcy?

An entire section of Financial Aid is devoted to the topic of Bankruptcy and Financial Aid. It discusses both whether student loans can be discharged by bankruptcy, as well as the impact of a bankruptcy on eligibility for student aid.

For more information, see the Bankruptcy and Financial Aid section at FinAid.org.  

Utica College Financial Aid

Q: Does Utica College require the CSS profile?

No, we do not require the CSS Profile. At Utica College, we strive to keep the aid process as simple as possible. The only form you must file is the FAFSA. However, you may be asked to provide documentation of your income to Utica College if you are selected for verification.

Q: How is my eligibility for financial aid determined?

Determining a student's eligibility for need-based financial aid is a complex process. The first step is completing the FAFSA form. Many factors are considered. Some factors include income, family size, assets, and number of students in college. Once the FAFSA is processed, an Expected Family Contribution (EFC) is reported to the schools you listed on the form as well as to you. The EFC determines the maximum amount of need based aid a college is allowed to offer a student.

Q: Besides Federal and State aid, is there any other aid available?

A variety of scholarships and grants are available at Utica College to assist students and their families with educational costs. Most recipients must be full-time matriculated undergraduate students. Students who wish to be considered for need-based scholarships must have completed all required financial aid forms. The College also provides grant funds annually to students on the basis of financial need and academic promise who are matriculated on a full-time basis. College scholarships are offered to full-time freshmen upon admission to the College. Awards are made on the basis of academic and personal achievements.

Utica College does offer academic achievement awards. Your eligibility for these awards is evaluated during your application process. Students will be evaluated according to their academic record (grade, rank in class, standardized tests, recommendations, community service, etc.) and personal achievements. Other than your admissions application, no further documentation is required to apply for these awards.

For more information contact Student Financial Services at (315) 792-3179 or sfs@utica.edu.  Aid may also be available for half time, transfer, international, continuing education, and graduate students.

Q: Does Utica College offer athletic scholarships?

No. Utica College is recognized by the National Collegiate Athletic Association (NCAA) as a Division III school and does not offer scholarships based upon participation in sports or athletic ability.

Q: Does Utica College have scholarships for international students?

A limited amount of financial aid is available for international students and is awarded on the basis of academic achievement.

Learn more: Financial Aid for International Students

Q: Will I get the same amount of financial aid every year?

Although not guaranteed, Utica College expects to continue to offer aid throughout the student's education, provided that the student continues to demonstrate need, applies by the deadlines, and meets the academic achievement standards required.

Q: Do I have to maintain a certain GPA to keep my financial aid?

All students are expected to meet academic standards in order to receive need-based aid after their first semester of enrollment. Those standards are outlined in the Utica College Undergraduate Catalog. Merit-based scholarships may require a higher GPA to maintain eligibility; however, you will be informed of the requirements when the scholarship is granted.

Q: Will my financial aid cover the entire cost of my education?

Utica College has a strong commitment to financial aid and we assist students to the best of our capability and resources. This commitment does not, however, guarantee that the entire cost of your education will be covered with financial aid. In order to make the best decision about college, we suggest that you review your financial aid package and compare it with the cost of attendance at Utica College. Any difference between the cost of attendance and financial aid will be the approximate amount of money you will be expected to contribute toward your education. This amount may be more than the EFC outlined on your FAFSA.

Learn more: Cost of Attendance

Q: How will outside scholarships affect my aid at Utica College?

Outside scholarships/grants/tuition waivers, etc. must be accounted for in the aid package. In the event a student is aided and we then receive notice of an outside scholarship, the package needs to be adjusted. We want you to benefit from the other assistance. In most cases, if adjustments are necessary, we will replace your loan and/or federal work study before replacing any grants or scholarships from Utica College.

Q: Will I be receiving a financial aid package?

Accepted students should expect to receive their financial aid package after March 30th.

Returning students can expect their financial aid package at the end of June.

Q: What payment options are available to me?

Utica College offers several options for direct payments, payment plans, and PLUS loans. For details, see the section above on this page, under the heading "Payment Options".

Q: What is a PLUS loan and who is responsible for paying it back?

A PLUS loan is a federal loan that is available to parents of undergraduate students and students pursuing a graduate or professional degree who are attending school. The Parent PLUS loan is in the parent's name and and cannot be transferred to the student's name. A Graduate and Professional PLUS loan is in the student's name. 

For details, see the section above on this page, under the heading "Payment Options".

Q: What is an alternative loan?

Alternative loans are available from private lending institutions. A student can take out an alternative loan, but the interest rate is generally higher than the interest rate on federal loans. In most cases, the lending institution will require a co-signer.

For details, see the section above on this page, under the heading "Payment Options".

Q: What is an origination fee?

An origination fee is a fee paid to government or lender to compensate for administering the loan. This fee is charged usually when the loan is disbursed – take this into consideration when applying for the amount for loan. Origination fees can be up to 4% of the loan amount.
 

Important Messages

On December 2, 2019, there will be a change in how online credit card payments are processed.

All credit card payments made via the College’s web site are accompanied by processing fees charged by the card issuers. Up to now, UC has not passed these fees along to students. However, as this type of payment has become more popular, the total cost of covering these fees is becoming unsustainable and could potentially impact the amount of resources available to support student learning initiatives, scholarships, and more.

For this reason, starting December 2, credit card transactions using the College’s online payment form will incur a 2.75% processing fee. The processing fee for international credit cards will be 4.25%.

Please note that these fees are charged by and returned directly to the credit card companies. The College does not retain any of these funds.

We understand the convenience of making online payments by credit card, and we support your ability to do so. This change will enable us to keep this option available to you and your family while helping to ensure that we can continue to fulfill our mission to provide you with the highest quality education at an affordable cost.

Note that there are no processing fees for paying online by ACH, mailing a check to the Center for Student Success, or paying by cash in person.

If you have any questions about this change, please contact the Center for Student Success at studentsuccess@utica.edu or (315) 792-3179. Thank you.

Best regards,

Dr. Jeffery T. Gates, Senior Vice President for Student Life & Enrollment Management
Pamela J. Salmon, Vice President for Financial Affairs & Treasurer

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