Additional Financing Options




Federal Aid
State Aid



FEDERAL AID


FAFSA


The Free Application for Federal Student Aid (FAFSA) is a form that can be filled out annually by current and anticipating university students (both undergraduate and graduate) and sometimes their parents in the United States to determine their eligibility for federal student financial aid (including Pell grants, Stafford loans, PLUS loans, and work-study programs). In addition, most states and schools use information from the FAFSA to award non-federal aid. http://www.fafsa.ed.gov

Federal Work-Study Program (FWSP)


A federal needs-based program for students eligible for such aid. Application is made by filing a Free Application for Federal Student Aid (FAFSA) either at a college's Financial Aid Office or by using the FAFSA website.
The applicant may be a full- or part-time student. Hours available are determined by a student's Federal Work-Study award, and are arranged around the student's schedule. Wages will be, at least at the federal minimum hourly wage. Work will either be on campus, or at an off-campus, non-profit or government, employer.


Veterans Work-Study Program


U.S. Department of Veterans Affairs work-study program recipients must be receiving full-time G.I. Bill benefits to be eligible. Up to 750 hours per year are available to eligible veterans, at least at the federal minimum hourly wage. Go to the VA Work-Study page for more info.

Survivors' and Dependants' Educational Assistance Programs


Survivors' and Dependents' Educational Assistance Programs provide educational and training opportunities to eligible spouses and children of certain veterans.

Eligible persons can receive up to 45 months of full-time or equivalent benefits for:
  • College, Business, Technical or Vocational Courses, High School Diploma or GED, Independent Study or Distance Learning courses
  • Correspondence Courses (Spouses Only), Apprenticeship/On-the-Job Training
  • Remedial, Deficiency, and Refresher Training (in some cases)
  • The cost of tests for licenses or certifications needed to get, keep, or advance in a job
Eligibility

The student must be the child or spouse of:
  • A veteran who died or is permanently and totally disabled as the result of a service-connected disability. The disability must arise out of active service in the Armed Forces.
  • A veteran who died from any cause while such service-connected disability was in existence.
  • A service member missing in action or captured in the line of duty by a hostile force.
  • A service member forcibly detained or interned in the line of duty by a foreign government or power.
Period of Eligibility

In addition to the aforementioned requirements, a student who wishes to receive benefits for attending school or job training must be between the ages of 18 and 26. In certain instances, it is possible to begin before age 18 and continue after age 26. Marriage is not a bar to this benefit. Students in the Armed Forces may not be eligible for this benefit while on active duty.

To pursue training after military service, a discharge must not be under dishonorable conditions. The U.S. Department of Veterans Affairs (VA) can extend the period of eligibility by the number of months and days equal to the time spent on active duty. This extension generally cannot go beyond a student's 31st birthday, however, there are some exceptions.

For spouses, benefits end 10 years from the date the VA finds the spouse eligible or from the date of death of the veteran.
Surviving spouses of veterans who died while on active duty have 20 years from the date of the veteran's death to use the benefit. (benefits can't be paid before December 10, 2004 for anyone whose 10 year period ended prior to that date)

Note : These time limits can be extended under certain circumstances. For details, call 1-888-GIBILL-1 or visit the G.I.Bill website.

Monthly Payment

The amount VA pays is based on the type of training program and training time (i.e. full-time, half-time, etc). Benefits are paid monthly and in arrears. For example effective October 1, 2006, VA pays $860 a month for full-time training for a full month at a college or university. If attendance is less than a month or less than full-time, payments are reduced proportionately. Different payment rates can be found on our web site or by calling the VA at: 1-888-GIBILL-1.
How to Apply

After finding a program approved for VA training, complete VA Form 22-5490, Application for Survivors' and Dependents' Educational Assistance , and submit it to the VA regional office that serves the state where you will train. You can also apply online through the web site at http://vabenefits.vba.va.gov/vonapp If the student is a son or daughter under legal age, a parent or guardian must sign the application.

If the student has started training, he or she must take the application to their college's veterans affairs representative. Have that person complete VA Form 22-1999 and the Enrollment Certification form, and send both forms to the VA.



STATE AID


State Aid (specifically for New York State, please check your state’s specific guidelines)

Veterans Tuition Awards


Veterans Tuition Awards (VTA) are awards for full-time study and part-time study for eligible veterans matriculated at an undergraduate or graduate degree-granting institution or in an approved vocational training program in New York State.

NOTE: Students previously approved for this award must apply for payment each year. Those students who are attending an approved undergraduate or graduate program may apply for payment for the current academic year by completing the Free Application for Federal Student Aid (FAFSA) and then linking to the TAP on the Web application.

Students attending a vocational school only do not have to file the FAFSA or TAP on the Web application.

See How to Apply for Payment below for additional details.

Award Amounts

For full-time study, a recipient shall receive an award of up to the full cost of undergraduate tuition for New York state residents at the State University of New York, or actual tuition charged, whichever is less. Full-time study is defined as twelve or more credits per semester (or the equivalent) at a degree-granting institution, or twenty-four or more hours per week in a vocational training program.

For part-time study, awards will be prorated by credit hour. Part-time study is defined as at least three but fewer than twelve credits per semester (or the equivalent) at a degree-granting institution, or six to twenty-three hours per week in a vocational training program.

2009 - 2010 Awards

For the 2009-10 academic year, the maximum annual full-time award is set at 98% of tuition or $4,895.10, whichever is less. For part-time study the initial award figure is estimated at the cost of full-time attendance. Upon certification of the student’s part-time status the award is recalculated according to the number of credits certified and the student’s actual part-time tuition liability. If a Tuition Assistance Program (TAP) award is also received, the combined academic year award cannot exceed tuition. Thus, the TAP award may be reduced accordingly.

Duration: Full-time Study

Undergraduate Degree-Granting Programs - Awards are available for up to eight semesters (four years) of undergraduate study. Awards can be made available for up to ten semesters of undergraduate study for enrollment in an approved five-year program or for enrollment in an approved program of remedial study.

Graduate Degree-Granting Programs - Awards are available for up to six semesters (three years) of graduate study.
Vocational Training Programs - Awards are available for up to a maximum of four semesters (two years) of study in an approved vocational training program.
Part-time Study

Undergraduate Degree-Granting Programs - Awards are available for up to the equivalent of eight semesters (four years) of full-time undergraduate study in a four-year program. Awards can be made available for up to the equivalent of ten semesters (five years) of full-time study for enrollment in an approved five-year undergraduate program which normally requires five academic years of full-time study.

Graduate Degree-Granting Programs - Awards are available for up to the equivalent of six semesters (three years) of full-time graduate study.

Vocational Training Programs - Awards are available for up to a maximum of eight semesters (four years) of part-time study in an approved vocational training program.

Approved programs are defined as undergraduate degree, graduate degree, diploma, and certificate programs at degree-granting institutions, or noncredit vocational training programs of at least 320 clock hours specifically approved by the New York State Education Department Office of College and University Evaluation.

Eligible Veterans

Eligible students are those who are New York State residents discharged under honorable conditions from the U.S. Armed forces and who are:
  • Vietnam Veterans who served in Indochina between February 28, 1961 and May 7, 1975.
  • Persian Gulf Veterans who served in the Persian Gulf on or after August 2, 1990.
  • Afghanistan Veterans who served in Afghanistan during hostilities on or after September 11, 2001.
  • Veterans of the armed forces of the United States who served in hostilities that occurred after February 28, 1961 as evidenced by receipt of an Armed Forces Expeditionary Medal, Navy Expeditionary Medal or a Marine Corps Expeditionary Medal.
These students must also:
  • Establish eligibility by applying to HESC.
  • Be New York State residents.
  • Be US Citizens or eligible noncitizens.
  • Be matriculated full or part- time at an undergraduate or graduate degree-granting institution in New York State or in an approved vocational training program in New York State.
  • Have applied for the Tuition Assistance Program for all undergraduate or graduate study.
  • Have graduated from high school in the United States, earned a GED, or passed a federally approved "Ability to Benefit" test as defined by the Commissioner of the State Education Department
  • Be in good academic standing
  • Have at least a cumulative "C" average after receipt of two annual payments
  • Be charged at least $200 tuition per year
  • Not be in default on a student loan guaranteed by HESC or on any repayment of state awards
How to Establish Eligibility

Complete the New York State Veterans Tuition Award Supplement or contact HESC. Be sure to print the Web Supplement Confirmation, sign and return it along with the required documentation according to the instructions.

Questions regarding eligible service or how to document service should be directed to the HESC Scholarship Unit at 1-888-697-4372.

How to Apply for Payment

Once you have established your eligibility, you must apply for payment. While you need only establish your eligibility once, you must apply for payment each year.

Apply for payment as follows:

Undergraduate and Graduate Full-time & Part-time Study - Apply for payment by doing one of the following:
  1. Apply online by completing the Free Application for Federal Student Aid (FAFSA) — the form used by most colleges, universities and vocational schools for awarding federal student aid and most state and college aid — and then linking to the TAP on the Web application, or
  2. For veterans who do not anticipate filing a FAFSA, complete a Scholarship Grant Payment Application. For a copy of the application call HESC at 1-888-697-4372.
Vocational Training Program - Complete only the Veterans Tuition Award Supplement.

All applications must be completed by May 1 of the academic year for which an award is sought.

To learn more about programs and benefits for veterans visit the Division of Veterans Affairs.


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Tuition Benefit for Active New York State National Guard Members


The Recruitment Incentive and Retention Program (RIRP) is a New York State program designed to recruit and retain quality members for the State Military Forces (Army and Air National Guard, and Naval Militia). This competitive program will pay the cost of tuition up to a maximum of $4,350 per calendar year for eligible qualified applicants.

The following are basic RIRP eligibility requirements:
  • Be in good standing in the State Military Forces (attend or make-up all drills and annual training);
  • Be accepted and enrolled in college in an undergraduate, degree-producing program for a minimum of six (6) credit hours per semester or four (4) credit hours per quarter;
  • Maintain eligibility for the entire period of your application;
  • Be a resident of the State of New York for a period of 186 days prior to using the program for the first time and 186 days per year, excluding Active Duty periods.
To apply for the RIRP, a service member must:
  • Obtain a Letter of Acceptance from the college or university that they wish to attend.
  • Complete the FAFSA (PELL), and apply for TAP and any other Financial Aid.
  • Complete the RIRP application in accordance with DMNA Regulation 621-1.
  • Complete and file the Memorandum of Understanding. .PDF --OR-- .DOC in accordance with DMNA Reg 621-1
  • Submit the RIRP application to their military unit full-time representative or appropriate Education Service Representative.
ARNG Soldiers must complete the electronic application at https://www.us.army.mil/suite/page/535774.

        -- No other form of application will be accepted. --

Applications (DMNA Form 96-1) must be received by the appropriate Education Service Representative at DMNA Headquarters by 15 August for the Fall semester and 15 December for the Spring semester. See your Education Service Representative for Summer semester guidance.

DMNA strictly adheres to these deadlines.


For additional information contact your Education Service Representative;

Army National Guard
-- SSG Katie McGovern at (518) 272-6349
-- Ms. Kathy Felts at (518) 272-4051

Air National Guard
SMSgt Jim Reeves at (518) 786-4326

New York Naval Militia
Mrs. Katherine Keller at (518) 786-4585.


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New York Army National Guard Federal Tuition Assistance Program (ARNG FTA) (Formerly the ACES Program)


The New York Army National Guard receives approximately 2 million dollars in Army National Guard (ARNG) Federal Tuition Assistance (FTA) each year to help our soldiers pursue their civilian education goals. ARNG FTA can be applied to a course or program taken at a regionally or nationally accredited, public or private, college, university, vocational, technical or trade school located inside or outside of New York.

How Much Funding Can I recieve?

The New York Army National Guard receives approximately 2 million dollars in Army National Guard (ARNG) Federal Tuition Assistance (FTA) each year to help our soldiers pursue their civilian education goals. ARNG FTA can be applied to a course or program taken at a regionally or nationally accredited, public or private, college, university, vocational, technical or trade school located inside or outside of New York.

The ARNG Federal TA can pay tuition costs of:
  • $250.00 per semester hour
  • $167.00 per quarter hour
  • $16.66 per clock hour
The Program can also pay for mandatory fees associated with enrollment. For example: Activity fees, lab fees, culinary fees, etc. This does not include parking fees, credit evaluations, transcript fees, textbook or medical services.

The total amount of Federal TA (including qualifying fees) for each soldier can not exceed $4,500.00 within a fiscal year (1 Oct - 30 September).

How do I apply for funding?

To apply for ARNG Federal TA soldiers must submit an application through www.virtualarmory.com, prior to the start of their course. When the education office receives the FTA application, an e-mail will be sent to the soldiers AKO account to confirm receipt. The soldier will receive another e-mail once the application is processed.

The approved FTA application will then be e-mailed or Faxed directly to the school. The school will bill the education office and payment will be made directly to the school. Any changes to an approved FTA application (course information, school information or start/end dates) must be submitted in writing to the Education Services Office. Any invoice from the college/university that does not match the approved FTA application will not be processed for payment. The soldier will be liable for any tuition incurred for courses that have not been approved by the Education Services Officer.

Can I use ARNG FTA and Montgomery GI Bill benefits for the same courses?

If you are taking 6 or more credits at the same time (usually the equivalent of two courses) AND you are also eligible to receive Selected Reserve - Montgomery GI Bill benefits the following information pertains to you. Soldiers taking 6 or more credits at the same time may receive ARNG Federal TA and MGIB benefits for the same class.

Is funding guaranteed?

The viability of the ARNG FTA program hinges upon the amount of funds provided to the New York Army National Guard by National Guard Bureau each fiscal year. Therefore, we cannot guarantee that a soldier will receive tuition assistance under this program.

What regionally or nationally accredited institutions are based in New York?

ARNG FTA can be approved for course(s) or programs taken at the following 200 degree granting and non-degree granting New York-based institutions. All of the institutions listed appear in the most recent editions of the Accredited Institutions of Postsecondary Education(AIPE) or the Special Supplement to the AIPE, published by the American Council on Education. ARNG FTA may also fund courses or programs taken at institutions located outside New York that appear in the AIPE or the Supplement to the AIPE.

How to Apply

To apply for ARNG FTA, veterans must do the following:
Print a blank copy of DA Form 2171-E, prior to the start of their course.

Print a blank copy of the FTA Statement of Understanding.
Mail both the completed DA Form 2171-E and the FTA Statement of Understanding to the following address:

Department of the Army
Attn: MNP-ED
Bldg. 25 NYARNG Buffington Street
Watervliet, NY 12189-4000

Once the Division of Military & Naval Affairs' (DMNA) Education Services Office approves DA Form 2171-E, notification will be mailed to the college. The college will bill the DMNA Education Services Office and payment will be made directly to the college.

Any changes to an approved DA Form 2171-E (course information, school information or start/end dates) must be submitted in writing to the DMNA Education Services Office. Any invoice from the college/university that does not match the approved DA Form 2171-E will not be processed for payment. The student will be liable for any tuition incurred for courses that have not been approved by the DMNA Education Services Office.
  • Using ARNG FTA and Montgomery G.I. Bill benefits (MGIB) for the same courses
  • Students taking 6 or more credits at the same time (usually the equivalent of two courses) AND who are eligible to receive Selected Reserve- Montgomery G.I. Bill benefits, may receive ARNG FTA and MGIB benefits for the same course. However, the amount of FTA that a student can receive annually will be reduced as follows:
  • Students who are eligible to receive Selected Reserve- MGIB benefits can receive up to $2,500 in FTA each year.
  • Veterans who are eligible to receive both Selected Reserve- MGIB benefits and MGIB Kicker Program benefits may receive up to $1,500 in FTA each year.
  • Veterans who are NOT eligible for MGIB programs may receive up to $4,500 in FTA each year.
Veterans taking 6 or more credits at the same time, who are interested in combining ARNG FTA and MGIB benefits for the same courses, must inform the DMNA Education Services Office (e-mail: education@ny.ngb.army.mil or phone: (518) 272-6349) of their intentions at the time of application for ARNG FTA funding.

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Regents Award for Children Of Deceased or Disabled Veterans


The Child of Veterans Award is a financial aid program for students whose parent(s) served in the U.S. Armed Forces during specified periods of war or national emergency and, as a result of service, died or suffered a 40% or more disability, is classified as missing in action, or was a prisoner of war. The veteran must currently be a New York State resident or have been a New York State resident at the time of death, if death occurred during or as a result of service.

Child of Veterans Award recipients may receive up to $450 each year without consideration of income or tuition cost. The tuition award may be granted for 4 years of full-time undergraduate study (or for 5 years in an approved 5-year baccalaureate degree program). The combined Child of Veterans Award and New York State Tuition Assistance Program (TAP) can never exceed the tuition charges. A special application for the Child of Veteran Award must be filed with the New York State Higher Education Services Corporation (NYSHESC). Applications may also be obtained by contacting the Higher Education Services Corporation's Scholarship Unit at 1-888-697-4372.

Documentary evidence to establish eligibility is required with the application. For additional information, visit the NYS HESC Regents Award for Children Of Deceased or Disabled Veterans page.


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Military Service Recognition Scholarship (formerly War on Terrorism Scholarship)


Provides financial aid to children, spouses and financial dependents of those who, while New York State residents in service in the Armed Forces of the United States or State organized militia, any time on or after Aug. 2, 1990, died, became severely and permanently disabled, or were classified as missing in action in a combat zone while engaged in hostilities or training for hostilities. The scholarship, along with the New York State Tuition Assistance Program (TAP) grant, provides full tuition at CUNY. The award is available for up to four years of undergraduate study (five years for certain five-year programs).

To qualify, students must provide the following documentation from the Department of Defense: (1) notification that the parent or spouse was killed in a combat zone that was part of the war on terrorism, or related action as part of Operation Enduring Freedom; (2) proof that the parent or spouse killed was a New York State resident at the time of military service.

Applicants must also submit either a birth certificate or a marriage certificate documenting their relationship to the deceased service member. All recipients of the scholarship are required to submit the Free Application for Federal Student Aid (FAFSA) and must also apply for TAP. Contact your college's veterans affairs representative for more information. To apply, visit the New York State Higher Education Services Corporation.


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